Senior-life

Confused by Medicare? Follow these 5 Steps

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(BPT) - Navigating Medicare can be challenging. In fact, according to a 2017 UnitedHealthcare survey, nearly 40 percent of Medicare beneficiaries find the program confusing. Learning the basics can help you cut through the confusion and make an informed decision about which coverage option may be the right fit for you.

Here's a quick guide to five important Medicare terms to help prepare for the upcoming open enrollment period. What is open enrollment, you ask? Well, read on.

1. Open Enrollment Period

Watch Your Mail - New Medicare Cards Coming in 2018

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Medicare Takes Aim at Medical Identity Theft

(Family Features) Criminals are increasingly targeting people age 65 or older for personal identity theft. In 2014 alone, there were 2.6 million such incidents among seniors, according to the Department of Justice.

A growing offshoot of identity theft is healthcare fraud, which can result when someone unlawfully uses another person's Medicare number. Medical identity theft can lead to inaccuracies in medical records, which in turn can result in delayed care, denied services and costly false claims. 

AARP ElderWatch – Protect Yourself from ID Theft

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In recent years, we have dealt with major data breaches at hospitals, retail stores and government offices. In September, we learned Equifax's data was breached, potentially affecting millions of people. While these breaches are alarming, it doesn't necessarily mean that you are a victim of identity theft. It does mean that you should take precautionary measures to protect your identity. The following are some steps to consider taking: 

Price Increase for Senior Parks Pass Starts Monday

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The price for a lifetime senior National Park Service pass will be increasing Monday.

NPS has announced the price for the America the Beautiful - The National Parks and Federal Recreational Lands pass will increase from $10 to $80 beginning Monday as required by legislation passed by congress in December last year. The price was last raised in 1994.

AARP Says Beware of Emergency Scams

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Scammers may pose as relatives or friends, calling or sending messages to urge you to wire money immediately. They'll say they need cash to help with an emergency - like getting out of jail, paying a hospital bill or needing to leave a foreign country. Their goal is to trick you into sending money before you realize it's a scam.

They impersonate your loved one convincingly.

Social networking sites make it easier than ever to sleuth out personal and family information. Scammers also could hack into the e-mail account of someone you know.

Scammers Trying New Way to get Your Social Security Payment

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The Acting Inspector General of Social Security, Gale Stallworth Stone, is warning citizens about a new Social Security Administration (SSA) employee impersonation scheme.  SSA and its Office of the Inspector General (OIG) has recently been receiving reports from citizens across the country about other phone calls from an individual posing as an SSA employee.  The caller attempts to acquire personally identifiable information from victims to then edit the victims' direct deposit, address, and telephone information with SSA.