Throughout the year, we've read stories about how more than half of American have less than $1,000 saved to use in an emergency. Chances are you are among those people, and there is hope to make a change.
If you've already finished your holiday shopping - probably last year during the after-Christmas sales - congratulations (or "bah!" depending on you outlook). For the rest of us, the shopping season that starts Friday can be stressful - and the bills that start to roll in next January are even worse.
Before you leave the house to face the buying frenzy, take a few minutes to prepare yourself - and your wallet.
(BPT) - Navigating Medicare can be challenging. In fact, according to a 2017 UnitedHealthcare survey, nearly 40 percent of Medicare beneficiaries find the program confusing. Learning the basics can help you cut through the confusion and make an informed decision about which coverage option may be the right fit for you.
Here's a quick guide to five important Medicare terms to help prepare for the upcoming open enrollment period. What is open enrollment, you ask? Well, read on.
1. Open Enrollment Period
(StatePoint) Being financially prepared for an emergency or natural disaster is about more than just having savings set aside. Having access to critical personal and financial information will help you on the road to recovery.
The experts at Freddie Mac offer the following tips for getting organized and prepared for the unexpected.
In the wake of the massive Equifax security breach that has potentially made 143 million Americans vulnerable identity theft, many are left wonder what they can do to protect themselves from identify thieves and financial issues that result from having their personal information used fraudulently.
The Acting Inspector General of Social Security, Gale Stallworth Stone, is warning citizens about a new Social Security Administration (SSA) employee impersonation scheme. SSA and its Office of the Inspector General (OIG) has recently been receiving reports from citizens across the country about other phone calls from an individual posing as an SSA employee. The caller attempts to acquire personally identifiable information from victims to then edit the victims' direct deposit, address, and telephone information with SSA.
Each year on June 15 we observe World Elder Abuse Awareness Day. This is not a holiday to celebrate, but one to recognize that elder abuse is a serious problem in America and throughout the world, and if more people can recognize indicators of elder abuse, we can help to stop it!
(Family Features) Every day, Medicare fraud affects people with Medicare and their families across the U.S. - regardless of background - robbing them of hard-earned money and peace of mind.
(BPT) - Retirement can seem like a very distant destination in your early working years. However, as you age, that once distant destination starts to become more real. As you enter your 50s you can really start to think about how much you have saved and how that will translate into retirement income. You can also start to better understand the idea of allocating part of your retirement nest egg to guaranteed income based on your calculation of how much pension income and Social Security you will receive.