living

4 Ways to Crush the Debt that’s Been Crushing You

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Debt continues to be a crushing burden for many Americans. From credit cards to auto loans, mortgages, student loans and medical bills, a high percentage of the nation's households have one or more of those types of debt. 

According to a NerdWallet debt analysis in 2017, the average American household carrying credit card debt owed a balance of $15,654. The average balance for a household with auto loans was $27,669; it was $46,597 for a student loan; and $173,995 for the average remaining on a mortgage.

Spring is in the Air – Time to get Your Back Yard Ready

PROMO 660 x 440 Garden - Greenhouse - Wikimedia

Spring is almost here, and you are ready to get outside and make your yard both beautiful and functional. Maybe you're aiming to have the best yard on the block, want to install an outdoor family room, or want to expand your space for entertaining. Perhaps your kids or pets could use a better space for play. Regardless of need, now is the time to get "backyard ready" for spring. What tools do you need?

5 Reasons Pre-School Years are a Prime Time for Learning

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Much of the discussion about education focuses on the K-12 years, but some early childhood education experts suggest serious learning can start even earlier and pay dividends for the child in years to come.

 "Children's minds are like sponges when they are very young. Under age 5 is the most important time for development and our best opportunity to set up children for success. If we strongly educate children at a very young age, while their brains are so pliable, by the time they reach kindergarten, their brain capacity is much higher."

EarthTalk

PROMO 660 x 440 - Environment EarthTalk
Dear EarthTalk: How did the Global Climate Action Summit coming up later this year in San Francisco come about and what do organizers hope to accomplish?      -- Jamie Smith, San Jose, CA